Privacy Policy and Terms of Use:

My Privacy Guarantee is really simple, I respect yours 100%.  Keep reading if you need more details...

CreditScoresExposed.Com does not collect, retain, or sell any type of personally identifiable information except if you subscribe to our free email course.  Privacy for this course is discussed further under the email section. We may look at IP addresses and other types of information from your browser, but all of this information is 100% anonymous.

Additional terms of use disclaimer:

The information on this web site is provided as a service by CreditScoresExposed.Com. While every effort is made to keep this information as accurate as possible, we disclaim any implied warranty or representation about its accuracy, completeness or appropriateness for a particular purpose. Those persons who access this information assume full responsibility for the use of the information and understand and agree that we are not responsible or liable for any claim, loss or damage arising from the use of the information.

EMAIL

If you decide to subscribe to our email list, we will never share your email with anybody else or any other third parties.  We currently use aweber.com, a well known and large email provider to service our emails.  With any email we send you, you can always opt-out at anytime per current law.  To prevent spamming complaints, we require all new subscription requests to be confirmed via email before they are activated.  Again, we will never rent, lease, or sell your email address to anyone.  It's against our privacy policy and also against our email service providers term and conditions. 

Information Collection and Use:

CreditScoresExposed.Com is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. CreditScoresExposed.Com collects information from our users at several different points on our website as stated above and below.

Log Files

We use IP addresses to analyze trends, administer the site, track user's movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.

Links

This web site contains links to other sites (such as our partners, customers and investors). Please be aware that CreditScoresExposed.Com is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Referral Fees

On occasion, we may take fees from some of the service providers we have recommended.  These fees help offset the advertising, hosting, and other costs we incur from operating this site.  Before recommending any service providers, we use the products ourselves and offer these services to our current users.  If they provide positive feedback along with our positive impressions, we will then recommend a product - and on occasion may accept a small fee.  All of our reviews are independent and we do not accept fees until our users have tested products and we have received positive feedback from them and our own tests.  We do not accept any advertising.  

Security

This website takes reasonable precautions to protect our users' information. Our registration form does not ask for sensitive information such as social security numbers or credit card numbers.  We use the service of MacAfee's "Hackersafe" to make sure our website is not compromised without our knowledge.  This is an industry standard solution.

If you have any questions about the security at our website, you can send an email to help@CreditScoresExposed.Com

Supplementation of Information

We do not supplement user information with information from 3rd party sources.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our site so users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. We will use information in accordance with the privacy policy under which the information was collected.